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About Us

Extreme Advantage Insurance Services insures individuals and business throughout the United States. Extreme Advantage Insurance Services has access to the top rated insurance companies with a vast array of products and services. This allows us to find the perfect solution for all your insurance needs at the most competitive rates.

In our almost 30 years of experience, we know that everyone’s situation and needs are quite different. We don’t take a one size fits all approach here.

Extreme Advantage Insurance Services is an independent insurance agency. This means we sell products from a multitude of high-ranking companies. This benefits you because it increases the number of products and services that we can evaluate on your behalf. If your situation changes we can move your coverage to another company and continue to represent you.

We work for you! Our commitment is for your total satisfaction. We are dedicated to providing you with superior products and customer service that is second to none.

An Independent Advantage

We are Independent Agents in San Clemente, California, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Extreme Advantage Insurance Services represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy — you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.